http://www.federal-student-loan-consolidation.org/student-debt/student-debt-help-programs.html Student debt help programs can lock in a low fixed interest rate for student loans. Learn more about student debt help programs here. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Federal Subsidized and Unsubsidized Stafford Loans. Federal Direct Loans. Federal Parent Loans for Undergraduate Students (PLUS). Supplemental Loans for Students (SLS). Federal Perkins Loans. Federally Insured Student Loans (FISL). Health Professions Student Loans (HPSL). Health Education Assistance Loans (HEAL). What do these all have in common? They're all student loans that help students get through college when there's no other way. At the time, they are a lifesaver. You might get a degree, which is one of the best ways to spend money, but you also graduate with a mountain of student debt. Unless you get help from one of the many student debt help programs, you might have high loan payments before you ever have a job! Student Debt Help Programs to the Rescue Finally, the government has recognized this predicament that college graduates face immediately upon graduation. It's tough enough to get started on your own without student loan debt. That's why student debt help programs were created. You see, most of the student loans mentioned above are variable interest rate loans based on the performance of T-bills. But student debt help programs enable students to lock in much lower fixed interest rates. And that's not all--because the life of the loan is extended through student debt help programs, students' monthly loan payment goes down. That frees up cash for rent, car insurance, utilities and other monthly expenses. Getting Started You can start the process of getting student debt help by filling out our secure, online form. Once you do, you're under no obligation, but you will receive a free, preliminary consultation from a certified student loan debt specialist. Student debt help programs can make your financial quality of life better. Sat, 26 Jul 2008 15:00:00 EDT