http://www.federal-student-loan-consolidation.org/student-loan/federal-student-loan-consolidation-programs.html Federal student loan consolidation programs make sense with the fixed rate. Without it, your federal student loan consolidation programs do not make much sense. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 If H.R. 4283, the College Access and Opportunity Act has its way, the fixed rate on the federal student loan consolidation programs will no longer be available. Read on to discover how you can avoid missing out on these great fixed low loan consolidation rates today. It will change the way you look at your federal student loan debt forever. Federal student loan consolidation programs will catapult you to the next level What does this mean to you? You can count on a variable-rate-only-alternative on your federal student loan consolidation programs. Sort of defeats the purpose of consolidating your student loan(s), right? The ironic thing is that Congressional professionals who are touting this as the fair outcome are skirting around the issue: that locking in the fixed rate on your federal student loan consolidation programs is not important. This is how these programs work - by having a low, fixed rate. It is nonsensical to consolidate debt without a fixed rate. Sure, you can track your progress and watch the numbers more efficiently, but the long term savings associated with a fixed rate on your federal student loan consolidation program is the selling (with reason) feature - the raison d'etre for taking out one of these program in the first place. Your federal student loan consolidation programs fairy tale What is happening is similar to the story "The Emperor's New Clothes." As is often the case when large sums of money are to be gained and politicians want it, there is a lot of seemingly innocuous rhetoric being passed around, as if it had weight. Did he have sexual relations with that woman? We'll never know, but what we do know is - if you act now - you can beat the clock. The proverbial day of reckoning is coming soon. So you will want to lock in the fixed rate on your federal student loan consolidation programs in order to keep yourself happy for the life of repayment, regardless of the length of repayment. Even when they are able to make your fixed rate null and void on these programs in the future - because you had the requisite foresight and good sense to act now - you will continue making payments with the locked-in security of that rate. You can laugh at your friends (if you're feeling evil) who had the limited capacities to not fully comprehend the significance of the lifetime of savings you will certainly enjoy! The best in federal student loan consolidation programs is merely a few mouse clicks and key strokes away. Now is the time to lock in the fixed rate on your federal student loan consolidation programs package You know the drill. Go ahead and get your fixed rate enforced on your federally-guaranteed student loan consolidation program. Reap the rewards of staying ahead of the curve. Go ahead and make your first real major financial decision that will lead to a shorter time paying off your student loan consolidation programs. Do this and you'll have less stress and much more brain power to begin plotting for the creation of your real financial empire. Sat, 26 Jul 2008 15:00:00 EDT