http://www.federal-student-loan-consolidation.org/student-loans/consolidate-federal-student-loans.html Consolidate federal student loans today and pay less tomorrow. Find out how much lower your interest rate can be when you consolidate federal student loans. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Have you heard about the latest innovation in easing the stress of excessive financial obligations? With interest rates at all-time lows, now is the time to consolidate federal student loans. You can put your trust in this resource, as the consolidated loans are federally guaranteed. Now there's a sure bet, if we've ever heard one. Your federal student loans can be nipped in the bud and we'll show you why. The benefits of consolidation. Those who choose to consolidate federal student loans will receive a multitude of benefits. You will be able to score a fixed rate and enjoy flexible, monthly payments that will be lower than what you are currently paying. Many consumers who've recognized the value of consolidate student loans have testified to the significant impact this has had on their lives. Free up your time and increase your cash flow when you take advantage of one of these programs. You can start the process by filling out the attached, secure application. One of our certified student loans specialists will contact you within 24 hours to review your financial profile and discuss your short and long term financial goals. By the end of your free preliminary consultation, the two of you will know, beyond a shadow of a doubt, if you are a strong candidate for one of these programs. Find out today if you will ultimately benefit when you consolidate federal student loans. Fixed interest rate. Once it is decided that consolidate federal student loan is in your best interest, the process is started. You can expect to enjoy a fixed interest rate of somewhere between 2.875 and 4.25%. Your interest rate is calculated by the waited average of your existing interest rates, rounded up to the nearest 1/8 %. Think of it like this: your interest rate for your consolidate federal student loans repayment program considers the "big picture" of all loans that will be involved. Remember, speaking of college, when your professors would calculate your grades on a scale, where quizzes would be thirty percent of your grade; attendance was ten percent; exams were worth forty percent; and your final project was twenty percent. Sound familiar? A weighted average. Your professor was using the same system to calculate your grade as the consolidate federal student loans programs utilize. The weighted average takes into consideration the proportional relevance of each component in the equation (e.g. exam, final project), rather than treating each component individually. So, you can expect your interest rate to factor in all the loan sources that will make up the sum of your consolidation bundle. This may mean you'll have a loan from the consolidate private student loans capacity, as well as the consolidate graduate student loans. One thing that comes through with alacrity is the bottom line: your payments will be less and you will have access to more money. Instead of sending out several payments each month, you'll only have one. Watch that balance shrink! Sat, 26 Jul 2008 15:00:00 EDT