Consolidate Student Loans

Consolidate student loans and find how you're eligible for numerous reductions! The choice to consolidate student loans is not hard, once you see the benefits and reward that lay in store.

Consolidate Student Loans And Save!

Have you recently had to wrestle with the notion of entering the machine - the rat race - with the rest of us poor slobs? If it's time for you to end the recreation and bohemian lifestyle that encompasses the scholarly way of life, perhaps it's time for you to fly the coop and get a real job. Oh yeah? Guess what lies on the horizon, looming like a dark rain cloud? Remember one of the resources that made your college years possible, remember your federal student loans?

Benefits of signing on early.

Your student loans - oh yes, those pesky debts. Are you thinking about paying them off? Remember, when you see the damage, don't freak. Although the numbers are not abstract - they are very real - and you will be responsible for every red cent borrowed - don't panic. We can help you through this by taking some of the edge off the weight of the load. We're going to let you in on a little secret that can make your life much easier. The time is now to learn how to consolidate student loans.

Have you considered a federally guaranteed program that will consolidate student loans - all of them? Well, you should - because we are currently seeing unsurpassed low rates - and we may never see them again. The time is now to act on this and consolidate student loans. The way interest rates work is they are tied to T-bill rates. T-bills are also at a record low right now. No wonder. If you're a recent grad or still in your grace period, you can save an additional 0.6% if this is you. Act now and you just might avoid having to refinance student loans in the future.

Start the process of consolidating student loans

Start the process by completing our no-obligation secure form. Expect a loan consultant to contact you shortly thereafter to review your profile and determine if this decision would be beneficial for you. Find out which other discounts you may qualify for. For instance, save another .25% when you agree to electronic checking transaction monthly. You'll be made eligible for more discounts once you've set up a program and established a responsible payment record. Student loan rates have been decreasing in the past few years, dramatically.

Rates have changed.

Three years ago, Stafford loan rates were at around the ballpark of 8.19% yearly. Compare that to what you can currently get when you consolidate student loans right now; if you consolidate federal student loans right now, you will get a locked rate, anywhere between 2.875 to 4.25%. What a world of difference these numbers can make. If you're not doing the mathematical gymnastics along with us, we urge you to - or to get a math whiz friend - or at the very least, a calculator, to see for yourself how these numbers can severely transform the terms of repayment on your loans. Since the time referenced, student loan rates have dropped by more than half.

Spelling it out.

To show you some of the numbers that can be achieved when you consolidate student loans ; consolidate private student loans and/or consolidate graduate student loans - we'll take them all - we'll go a step further and set up a hypothetical. Say, you've borrowed $20,000 over 10 years at the rate of 3.42%. You would pay around $5,400 in interest. But - if you were to have the same rate locked in from three years ago (8.19%), and hadn't elected to consolidate student loan debt, you'd pay $9,300. That's a savings of $3,900.

Find out how easy it is to save your valuable time and money. Because you've invested in the most valuable commodity of all: your mind. Now do your wallet a favor and help out in that end, too. It's all within easy reach when you take the first step at enquiring about consolidating student loans.

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